Wednesday, May 30, 2012
Monday, May 28, 2012
We heard back from our Loan Officer on Friday after prompting him with a late night email. He replied early in the morning with this message: "I spoke to the investor this morning who still does not have an answer; however, they want to thank you for your patience and are doing everything they can to approve your loan." It wasn't the "Yes" we were looking for; however, I like the "we-are-doing-everything-we-can to-approve-your-loan" part of the email. In my mind, this is good news! If they wanted to deny us they could have a long time ago. So in the meantime, we decide to spend the day supporting my girlfriend shopping for her new RH townhome in Washington, DC.
Just a few pictures of our day:
|Hubby and My Girlfriend entering the Fairgate Model Home.|
|My girlfriend discussing her options.|
|Hubby giving my girlfriend some advice on her new home purchase. She still feels uncertain about everything.|
Tuesday, May 22, 2012
Friday, May 18, 2012
In the meantime, all the houses in the community had the original colors. The new home builders were choosing from the new colors, but no one had chosen Silver Mist. So I had no reference to make a decision and I was concerned about choosing the wrong color. I wanted a contrast that was darker than the Island Pearl. The Stone Mountain Clay would have been perfect but I could not choose this color because it was already taken by our neighbor.
I put out a request in my earlier post--I asked if anyone had seen a house with the Silver Mist siding. The Silver Mist has a grey under tone and the Island Pearl has a cream under tone. Honestly, I did not think anyone could find it because I searched high and low on the blog and could not find it. I was pleasantly surprised when I came home this evening and checked the blog and read KevinC's blog spot. He literally drove around in his community and found us two homes with the Silver Mist. His family is in North Carolina and we are in Maryland. What a friend!!! Thank you so much KevinC! I am so pleased and I can finally stop worrying about the siding. It is true blog family! Ask and you shall receive! Good night!
Thursday, May 17, 2012
In the meantime, to help stay in the moment, while waiting on our loan approval. My husband decided to take us on a day trip to Philadelphia for some Philly cheesesteak (absolutely delicious), visit my friend, Robin from school and YES, go to the stadium and watch the 76ers get crushed by the Boston Celtics. It was worth the trip to see my team WIN! HOLLA!
Tuesday, May 15, 2012
Monday, May 14, 2012
Can anyone in blog land give me some feedback on how they doing with their choice for an electric water heater or gas water heater? I have done some research as usual and would like to make an informed decision. In some states they are offering the gas water heater for free!! In our community, you have to pay the cost of $950 for a gas efficiency water heater. BTW, I asked the SR about the tankless water heater and she said it was not an option. If you chose a gas water heater, are your bills lower or higher than expected and the same with the electric? Thank you so much!
Saturday, May 12, 2012
Thursday, May 10, 2012
Here is a better view of the kitchen. One option would be to build another set of cabinets in the location where the lamp and table are sitting. I am sure this would be a customized request and MO MONEY! Not good! And, I would have to find another location to put my existing baker's rack. Ugghh!
Monday, May 7, 2012
Friday, May 4, 2012
Thursday, May 3, 2012
We started this journey to Rome last summer of 2011! We had just moved out a 1600 sq foot apartment to downsize to a 1100 sq foot apartment to begin saving for our dream home. The plan was to stick around in this apartment for two years. Well, that thought only lasted for a few months. I found myself roaming around the nearby homesite called Fairwood in Maryland. They currently have three builders on the site and a few just around the corner. I took the liberty to visit the homes at Stuart Kret, Ryan Homes, K&P, K. Kononvian and a few others. I narrowed down the search to three builders and strategically showed my husband all three homes. We loved each of them, but I knew one would be a perfect fit for us and I had to do some more research. Now that my husband is involved, we noticed one of the floor plans called the Rome at Ryan Homes was 45K less and had the most square footage compared to their signature series and the other contenders in the neighborhood. The floor plan seemed to best fit our needs; however, we needed to see the home and closest model was an hours drive away. My husband (God bless his heart) left work for an extended lunch break. Okay, he owns an construction company which allowed him to leave since business was slow that day. Anyway, we arrived to the model and fell in love with the home and knew this was the perfect fit based on our needs. We raced back to the community to let the agent know that we were interested and wanted to put a contract on the home. We provided the necessary paperwork and picked out our preliminary selections; however, we were not ready. She told us nicely to complete our taxes and put a contract on the home at the beginning of the year. This visit took place in September of 2011 which gave us a sense of what selections we could put in the home without surpassing our proposed budget. Let me say that again, our proposed budget. We put the contract on the home on February 9, 2012 and it is now May 3, 2012. We are hopeful and prayerful that our loan officer will give us a call this week to give us our resounding YES, OF COURSE, your loan has been approved. We were inititally told that we would have a projected move in date for July and now it looks like September. At this rate I could care less as long as we get to build our dream home. We chose the Rome and fully loaded the home like a Rose Royce. It is smashing! We have all our selections picked out, met with CTI, Guardian and M&R and I must admit the blessing in this process is that I have been given the opportunity to critique some of our selections. Yay! We picked elevation C with the partial stone veneer front on Lot 28 in a cul-da-sac which is reversed on the blueprints. We have a nice size lot that offers yard space for our dogs, a tree view with cows--yes, cows and a pond view with a walking trail. The geese love it there and I love watching them. It's a coincidence that we picked out a lot with the same day we chose for our wedding day--February 28, 2000. So hang in here with us and pray with us to get that exciting YES phone call this week. Thank you for taking the time to read about the beginning of our journey.